Your Trusted Source for Final Needs Preplanning 

Serving Families and Their Advisors for nearly 30 years.

Final Needs pre-planning allows you to address Long Term CareFuneral expenses, and protecting income and assets for your beneficiaries, in the ways you've always wanted. You have the time to consider important details and to discuss them with your loved ones. This spares survivors the uncertainty of last-minute decisions they may have to make with their most cherished wishes. Your loved ones can rest assured that the distress of this deeply personal moment has been minimized by your careful consideration. Through the aid of  the Complete Financial Group, products and services are offered to address those final expense and complete the estate planning needs of families and their beneficiaries. Our Complete Assurance Plan* has protected many who have chosen to pre-plan. To view the most common costs and choose the best option for prearranging those final needs, Click here.

Pre - Planning a Funeral 

Cremation Service

Are offered by licensed Funeral and Cremation providers who are prescreened and have been serving the needs of families in their communities. Only a Pennsylvania duly licensed Funeral Home can perform these services at the time of need. You can be assured that all the details of your preplanning will be carried out as you directed, completely and that 100% of your Complete Assurance Plan monies will be there, guaranteed. 

Above the Clouds

Honoring Life

Many families consider cremation but need
more information.  Choosing cremation
is steadily increasing and is becoming an acceptable and part of modern funeral
traditions. Similar to those who choose
traditional burial, people who select cremation
are from all walks of life.


Spousal Income Needs

One of the most important issues facing a spouse is whether they will have enough income to live in their world after the death of their partner. For information on how to add this option to your final needs plan, go to our contact page and request a planning guide for the details at

Beneficiary Assistance

At the time of need, our members' beneficiaries have the peace of mind knowing that we are here to file their paperwork with the insurance company, in a timely fashion. This will relieve them from this burden during their time of stress.



Considering all of this, shouldn’t we also think ahead to preplan a Cremation with Memorial services? It is never easy to think about advance planning, but knowing your wishes in advance is easier on everyone than coping with them at a time of loss...


Final Needs Planning for Your Peace of Mind

Our clients have access to a special insurance plan, Funeral Guard Insurance that is easy to qualify for and includes affordable payment options, including death benefits that will grow to keep pace with inflation.
Our agency services offer resources that help our clients in their understanding of Medicare, Medicaid, Social Security, and Veterans’ affairs. Associates are experienced advisors and are available to assist clients and families as is needed in your community.

Valuable Services & Resources


International Travel Protection Plan

Customized for your specific travel & budget. 


Click here for a quote.